What lies behind a simple entry in a banking app, and why is raw transaction data often not enough for banks? In the FinTech Roadmap podcast, we sat down with Ivan Dovica, co-CEO of Dateio, to discuss how payment data enrichment works and what the Tapix platform can do, and specifically how it can now identify merchants, categories, or recurring payments. We also covered calculating the carbon footprint of individual transactions via Tapix Eco Track, the use of this data in banking, and the ability to manage subscriptions directly from a banking app. Finally, we looked at the future of transaction data—from instant and account-to-account payments to branch-level or itemized receipt data, and the role of artificial intelligence.